Sorbet calculates the value of your estimated PTO payout from your employer upon termination, and then allows you to advance a portion of that amount based on what we think you can comfortably pay back.
It's important to keep in mind that although we don't technically deduct from your PTO balance at work, your Sorbet PTO Advance is designed to be paid back with your PTO payout. If your company does not pay you out for accrued and unused PTO, upon separation or otherwise, you will still be obligated to pay your loan in its entirety when the loan principal comes due.