The standard term for paying back your advance from Sorbet is 2 years (24 months), with monthly payments. For your convenience, the first 23 monthly payments are interest-only, followed by a principal amount paid at the end of your term. So, for example, if you've taken a $1,000 advance with an APR of 10%, you'll only pay $4.34 for the first 23 payments. The final payment to cover your entire balance with Sorbet (Principal + APR) is typically paid from the PTO payout you'll receive from your employer when you leave your company. We hope this helps clarify any questions you might have. If you need further assistance, please reach out to our support team.